Yes. That was the error. I didn't think to look at the groups and users because I already "thought" I had those set up. The error was described exactly.
Thank you for the reply! I did do a restart. I had to reassign my cameras to groups. For some reason that piece got wiped out when I reapplied licenses, etc. Not sure what happened but fixable.
I finally have to replace a very old Toshiba IKWB camera for my website. I have been trying to find a good outdoor camera that can send an FTP image "outside.jpg" (configurable filename) to a FTP Site every three minutes. The filename ALWAYS has the same name. I found a inside FOSCAM camera...