I have a neighbor who put up a spite trampoline. (It's like a spite fence but it's a trampoline).
He knows I don't like annoying kids near my property and he did it a week after I told him so and it's the kind of neighbor he is.
The trampoline is on a slope, unanchored in a high wind area near several homes and it is constantly used unsupervised by many neighborhood toddlers (sometimes as many as 10 simultaneously). Mostly random kids from the neighborhood use it, like they would use a park.
I want to know specifically how you would have the spite trampoline removed if your neighbor owned it.
Because I've tried everything and I have OCD level of detail.
Police can't do anything. Child Protective Services can't do anything. No HOA. No City Ordinance violation.
However....
Insurance companies despise trampolines. I've researched for months and it appears that many homeowners insurance companies many times will drop a homeowners insurance policy in 30 days if it is brought to their attention that someone has a trampoline on their property. Many insurance companies flat out will not insure a home with a trampoline in the yard. According to some web research, as many as 9 out of 10 insurance companies will drop a policy if a trampoline is detected on the property.
I suspect this neighbor never called his insurance company to inform them of the trampoline and I suspect his insurance company is one that will drop his insurance in 30 days if notified of the trampoline.
So it turns out that home owners insurance information is one of the most protected pieces of information on the planet and it turns out that reporting an insurance negligence item such as this is difficult to do. (It's considered negligence and not fraud, so the insurance fraud lines are useless.)
What needs to happen is the insurance company needs to be notified so that their underwriters can send someone out to detect the trampoline and then enforce the 30 day rule (if his insurance company is one that will drop him after a 30 day warning).
However, contacting an underwriter of an insurance company that you don't know is impossible. So you could try to call the top 10 insurance companies and go that method, but when you call an insurance company directly, they won't be able to report it.
So, I'm curious what people could do to get the trampoline removed. Any ideas?
Note: A private investigator may be able to determine the exact insurance company (which is normally only discovered in a court case via discovery), but in order to do that, I would need to start a court case, which I don't want to do. I also want to do only things that are within the law.
I'm considering going the private investigator route, but even if I get the insurance company name, I'm not certain they would be able to do anything about it. It seems like a firewall that is in place to prevent people from reporting insurance negligence. It's rather odd, and annoying.
He knows I don't like annoying kids near my property and he did it a week after I told him so and it's the kind of neighbor he is.
The trampoline is on a slope, unanchored in a high wind area near several homes and it is constantly used unsupervised by many neighborhood toddlers (sometimes as many as 10 simultaneously). Mostly random kids from the neighborhood use it, like they would use a park.
I want to know specifically how you would have the spite trampoline removed if your neighbor owned it.
Because I've tried everything and I have OCD level of detail.
Police can't do anything. Child Protective Services can't do anything. No HOA. No City Ordinance violation.
However....
Insurance companies despise trampolines. I've researched for months and it appears that many homeowners insurance companies many times will drop a homeowners insurance policy in 30 days if it is brought to their attention that someone has a trampoline on their property. Many insurance companies flat out will not insure a home with a trampoline in the yard. According to some web research, as many as 9 out of 10 insurance companies will drop a policy if a trampoline is detected on the property.
I suspect this neighbor never called his insurance company to inform them of the trampoline and I suspect his insurance company is one that will drop his insurance in 30 days if notified of the trampoline.
So it turns out that home owners insurance information is one of the most protected pieces of information on the planet and it turns out that reporting an insurance negligence item such as this is difficult to do. (It's considered negligence and not fraud, so the insurance fraud lines are useless.)
What needs to happen is the insurance company needs to be notified so that their underwriters can send someone out to detect the trampoline and then enforce the 30 day rule (if his insurance company is one that will drop him after a 30 day warning).
However, contacting an underwriter of an insurance company that you don't know is impossible. So you could try to call the top 10 insurance companies and go that method, but when you call an insurance company directly, they won't be able to report it.
So, I'm curious what people could do to get the trampoline removed. Any ideas?
Note: A private investigator may be able to determine the exact insurance company (which is normally only discovered in a court case via discovery), but in order to do that, I would need to start a court case, which I don't want to do. I also want to do only things that are within the law.
I'm considering going the private investigator route, but even if I get the insurance company name, I'm not certain they would be able to do anything about it. It seems like a firewall that is in place to prevent people from reporting insurance negligence. It's rather odd, and annoying.
Last edited:
