You are so right.I am just shocked at all the consumer crap that's on windows builds that are pre-loaded onto new computers. It's more of an entertainment toy than a serious tool, and few buyers will know how to get around the required microsoft account, and they blindly follow the path to load all of their data to the cloud.
Even on a clean install there's a bunch of crap to disable that causes slow-downs (tips & tricks, updates for other PC's, report inking info, Windows spotlight display, animations, etc. and more). And I haven't had to set up or use a MS Account on any PC that I've installed Windows on cleanly OR on any client's new PC that I've activated, Win 10 and Win 11.