Well there's also that they total out the EVs after small accidents because there aren't enough shops to fix them...or so I've heard.Now I'm not an insurer and it's likely that few of IPCT readers are as well but there's interesting info in the article below. Of course many factors seem to point out that insurance premiums for EV's will likely be more that ICE vehicles BUT....I've read that because the increased weight of EV's that the premiums for an ICE vehicle may be increased beacuse the damage they may incur when colliding with a EV! Not sure how factual that is, though....
.EV Industry Offers Challenges, Opportunities for Insurers - Carrier Management
A new paper by the American Property Casualty Insurance Association (APCIA) finds that the insurance industry is responding to the needs of the transportation sector as the momentum for electric vehicles (EVs), plug-in hybrids (PHEVs), and other low- and zero-emission vehicles grows. Analysts...www.carriermanagement.com