A few comments
I do not think the FED is really ready to roll this out yet, Other Countries are rolling out bits and pieces about 'TEST Phases" and slowly warming us and other countries up for the Digital Age. Ask your local bank manager if they are ready for this or If they know anything about this? A good chance you might get a Deer in the headlight look. This is something that happens in Phases, think about it, Like any other big change it will happen in baby steps, First it will be rolled out as a NEW Option only and touted how easy and safe it is verses having cash, the Younger generation is already doing this anyway with their smart phones so they will have NO Issues with this. Once established as a "Alternative or Option" , people will be "Nudged" to move over to it. It will be sold as the BEST thing ever.
The next step will be large so called private sector companies will be offering discounts for using it and eventually putting a shelf date on Greenback transactions in their stores, Think about it, we saw how effective this can work with our employers during the last so called crisis right? Either do this or lose your job. Eventually, Some kind of "Monetary Mishap" will happen and we will have a final date to turn all our cash for digital coins or lose out on its value, There will be a LOT of pushback on this from the Older Generation and we will see a lot of show fights in Congress, they will not fight for keeping cash in circulation, but most likely rolling back the dates or extending dates and giving us language on how the Government cannot control the public or exchange rates, In the End this is going to be a reality at some point. This is just my opinion based on what happened in our very near past on how the entire planet was nudged to do something first as a 'OPTION" and eventually forced people to do IT or else.
Just think about all our new semi new citizens with Guv assigned cell phones who will gladly submit to this process. None of what is happening now is a happenstance or coincidence. This is just just the first part, the next part once established and working is when I believe gets all bad.