I did call the Texas Department of Insurance Fraud line, and they said I need to give them names and addresses. I guess they are too lazy to look up a plate!
I think they were oblivious to the cameras. First because they're not all that smart in the first place and second because most people never notice cameras anyway.
Just mail the number plates in an email saying you have evidence of what youi believe is fraud and to contact you if the vehicle is insured with them, or better still, ring around and ask to speak to someone in the fraud department of each company. I'm guessing the fraud dept will be keen to spot possible fraud.
It will be funny if it is a fraud to get the car repaired. Claim denied and an even bigger bill than before they started irrespective of whether the police take any action. Plus over here, they'd probably cancel your insurance and it would be expenisve and difficult to get in the future from any company as they share info.
They will both say they came out of the mall and this was what they saw. They will take the check and spend it. They will not fix the car. Their insurance will not go up for the first hit. Even if it does, they will just not carry insurance. Not like it is a crime to have no insurance, right? In Harris county I am sure no one will ever be prosecuted for it.
Just mail the number plates in an email saying you have evidence of fraud anmd to contact you if the vehicle is insured with them, or better still, ring around and ask to speak to someone in the fraud department of each company. I'm guessing the fraud dept will be keen to spot fraud.
I'd go with this. In fact, I doubt you will need to contact every insurance company, just the major ones. I'd bet they routinely exchange information between each other on possible fraud.
What you can also do is put together a Youtube video of the incident with a private link, and include that link in the email. I routinely do this when I report crimes recorded on my cameras to my local PD.
I had a policeman tell me that they only take reports on burglary because "insurance covers it all anyway"
It was over $2,000, and I had the plate number that did it. Nothing ever happened.
Second time was a B & E, by a homeless that lived about 150' away. They did not even go talk to the guy.