The installer makes money on the material, because he sources it, carry's some cost associated with possessing it for however long, dealing with the paperwork (tax certs, etc) and warrantying it. Ask him how much he is going to charge you to come back and fix a camera you provided vs a camera he provided. There is some mark-up built in there to cover the chance he may have to come back free of charge to service something. If you want to provide your own to save some cash, it's on you when something breaks. His mark-up on materials is the price of piece of mind, like you initially said is important to you.